Steffan Grund
Updated 4 November 2026

Versicherungsfachmann (BWV) · 15 years in health insurance for people living abroad · Publisher: ChiliMarketing Ltd.
Steffan Grund writes the guides on Health Insurance Austria, an English information site about health insurance for Austrian residence permits published by ChiliMarketing Ltd. His title Versicherungsfachmann (BWV) is a German insurance-industry qualification. On this site he writes general information only. He does not give personal insurance, legal or immigration advice, and the site does not arrange insurance (see who runs this site).
Background
His qualification is Versicherungsfachmann (BWV), gained in 2010 from the BWV Bildungsverband (German insurance industry training association). His experience covers 15 years in health insurance for people living abroad. In insurance sales, he sold products from HanseMerkur Versicherungsgruppe and Allianz.
Focus areas
- Health insurance for foreigners
- Proof of insurance for visas and residence permits
- Parents joining family and retirees from abroad
- Expats and skilled workers
- Students and language-school students
- Incoming plans
Guides in these areas include health insurance for an Austrian residence permit, Austrian residence permits, student health insurance in Austria and the Care Austria plan.
How he works
He works from statutes, official authority information and the official plan documents of Care Concept AG and the insurer, HanseMerkur Versicherungsgruppe (Advigon Versicherung AG). Prices come only from the current plan documents. Prices, sources and legal references are reviewed every quarter and whenever a law or tariff changes.
How we check content
- Research based on official sources
- Prices and plan details checked against the plan documents
- Quarterly review, with every change dated
The full method, including the facts sheet behind every page and the automatic checks before a page goes live, is described in our editorial standards.
This information does not replace individual advice for your specific case.
More about us: editorial standards · how we are paid · about us · imprint · contact and error reports.