About Health Insurance Austria
Updated 4 November 2026
Health Insurance Austria is an English-language information site about health insurance for an Austrian residence permit, published by ChiliMarketing Ltd. (1408 Sofia, Bulgaria) and written by Steffan Grund. It explains permit rules, ÖGK options and private cover for retirees, parents, families, students and workers. The site earns money from referral links to Care Austria (the address /go/care-austria/ and the Care Concept pages embedded on our Care Austria pages). If a contract is concluded, we receive a commission paid through Care Concept AG, at no extra cost to you. We are not a government office, not an insurer and not an insurance broker or adviser.
Who runs this site?
Health Insurance Austria is run by ChiliMarketing Ltd., a company registered in Sofia, Bulgaria (VAT ID BG200982714); the managing director is S. Ivanov. The guides are written by Steffan Grund. Full legal details are in our imprint.
What does this site cover?
Health Insurance Austria covers one part of living in Austria as a non-EU citizen: health insurance. It looks at what the permit rules ask for, when ÖGK cover applies and when private cover is needed. Good starting points are our guides to health insurance for an Austrian residence permit, Austrian residence permits, the MA 35 immigration office in Vienna, what health insurance costs in Austria and the Care Austria plan.
Is this an official or insurance website?
No, Health Insurance Austria is not an official or insurance website. It is a private information site, not a government office and not part of any Austrian authority. We are also not an insurer and not an insurance intermediary, broker or adviser. We act only as a Tippgeber (referral publisher) for Care Concept AG. We do not arrange insurance, assess your needs or give individual recommendations, and a contract is concluded only between you and the insurer. Care Austria is insured by HanseMerkur Versicherungsgruppe (Advigon Versicherung AG). Only the responsible authority decides whether a permit is granted.
Where do our figures come from?
Legal rules come from Austrian law and official portals. We use RIS, the Interior Ministry (BMI), oesterreich.gv.at, migration.gv.at, the ÖGK and the City of Vienna. Prices and product rules for Care Austria come from Care Concept AG’s published tariffs and the policy terms of HanseMerkur Versicherungsgruppe (Advigon Versicherung AG); on our comparison pages, other providers’ facts come from their own published pages and terms. Every number and rule is recorded in a facts sheet with its source and the date we read it, and every guide shows when it was last updated. The full method is in our editorial standards.
How does this site make money?
Health Insurance Austria makes money from referral links to Care Austria. If a contract is concluded through one of them, we receive a commission from the insurer, paid through Care Concept AG. You pay the same premium as without our link, with no surcharge or fee. Where we compare plans, we put published facts side by side and do not pick a winner. Our page on how we are paid (affiliate disclosure) has the details.
How can you report an error?
You can report an error through our contact page. Tell us the page, the statement and, if you can, the official source. We check it, correct confirmed errors and update the page date. How we handle personal data is explained in our privacy notice.
Frequently asked questions
Who runs this guide?
Health Insurance Austria is published by ChiliMarketing Ltd., 1408 Sofia, Bulgaria. The guides are written by Steffan Grund. Full company details are in our imprint.
Is this an official government website or an insurer?
No, Health Insurance Austria is neither a government website nor an insurer: it is an information site run by a private publisher. It is not a government office, not the MA 35 or any other authority, and not an insurance broker or adviser. Only the responsible authority decides on a residence permit.
Do you get paid when I take out a policy through this site?
We may be paid. Some links are referral links to Care Austria, which is arranged by Care Concept AG. If a contract is concluded through one of them, we receive a commission from the insurer, paid through Care Concept AG. It costs you nothing extra and does not change your premium.
Can you tell me which insurance or permit is right for me?
No, we cannot tell you that. Our guides are general information, not individual legal or insurance advice, and we do not recommend a plan for your situation. For your own case, speak to an insurance advisor or broker, or to the responsible authority.
How do you check your facts?
Every number and rule comes from a named source (official sources and binding product documents first) and is recorded in a facts sheet with the source and the date we read it; each guide shows when it was last updated. Details are in our editorial standards.
How do I report an error?
Use our contact page. Tell us the page, the statement and, if you can, the official source. We check it and correct confirmed errors.